CTR proposals
Import your cash diary and the transactions are grouped by person and business day; you accept the proposals over the threshold.
FinCEN reporting operations · CTR and GTO CTR
Prepare the batch.Keep reporting on track.
Organize your CTRs in batches validated against the official schema, sign the PDF with your PIN and follow FinCEN's acknowledgment from one place.
Part of the ARCA Compliance family.
- CTR and GTO CTR
- Validated before you upload
- Import your cash diary
- Close the loop with the acknowledgment
How it works
From the first transaction to the acknowledged batch.
- 01
Load
Form, CSV, Excel or API.
- 02
Validate
FinCEN's rules and the official XSD, before you upload.
- 03
Sign and upload
The pre-filled PDF, with your PIN, to BSA E-Filing.
The product
Built around the reporting operation.
Batch XML and PDF
Every batch produces the CTRX XML and the pre-filled CTRXBATCH.pdf to sign with your PIN, plus a control sheet of what it contains.
Validation issues
Each report is checked against FinCEN's filing rules; what fails is listed with the item it points to, before anything is uploaded.
Acknowledgments per batch
Record the Tracking ID BSA E-Filing shows you and import the acknowledgment file: each CTR keeps its BSA ID.
Test mode first.Production when you confirm it.
A new organization starts in test mode; the switch to live filing is made by FinCEN's own acknowledgment, not by a setting.
Your first batch goes to FinCEN's test system
Every batch carries the test transmitter code (TBSATEST) while the workspace is in test mode.
The first accepted acknowledgment switches to live
Import the accepted acknowledgment from the test system and the filer is verified; from then on batches go out with your own TCC.
Nothing reaches production without your confirmation
You upload every batch yourself, in test and in production: the service never sends anything to FinCEN.
You remain the filer.
You sign with your own PIN
The pre-filled CTRXBATCH.pdf is signed with the PIN of your BSA E-Filing account.
You upload to BSA E-Filing
ARCA Filing does not talk to BSA E-Filing: you upload the batch and record the Tracking ID FinCEN shows you.
We prepare, validate and follow
The XML, the PDF, the validation against the schema and the acknowledgment of each batch, in one place.
For your operation
Built for the institutions that file CTRs.
MSBs and money transmitters
A cash diary from your system, imported as CSV, Excel or through the API, grouped by person and business day.
Credit unions and community banks
The form for one report at a time, the address book of persons and the batch validated before the upload.
Filers under a Geographic Targeting Order
FinCEN's active orders, their lower thresholds, deadlines and Item 45 term, applied to the reports the service proposes.
The flow
From the filer to the acknowledged batch.
- 1
Set up the filer
- 2
Import or enter the CTRs
- 3
Build and validate the batch
- 4
Sign, upload and record the acknowledgment
A correct batch the first time.
Explore a workspace for CTR and GTO CTR reporting and the steps around each batch. Create your organization in a minute; no card needed to start.